Systems and methods for mobile wallet payments

Number of patents in Portfolio can not be more than 2000

United States of America Patent

PATENT NO 11928669
APP PUB NO 20230081810A1
SERIAL NO

18056430

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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Systems and methods for mobile wallet payments are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for conducting a payment using an electronic wallet may include: (1) a mobile application receiving a selection of an alternate payment currency; the mobile application receiving a payment payload from an issuer; the mobile application providing the selection of the alternate payment currency and an identifier to the issuer; and the mobile application providing the payment payload and the identifier to a merchant host. The merchant host may communicate the identifier to the issuer, and the issuer may identify selection of the alternate payment currency based on the identifier.

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First Claim

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Patent Owner(s)

Patent OwnerAddress
JPMORGAN CHASE BANK N ANEW YORK NY 10179

International Classification(s)

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  • [Patents Count]

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Connolly, Eric Wilmington, US 6 37
Dao, Tuan Richardson, US 41 60
Hammad, Ayman A Pleasanton, US 24 852
Hiebler, Nancy E Wilmington, US 3 4
Maranani, Venkata Newark, US 2 0
Moore, John D Dublin, US 32 352
Naggar, Michael Dallas, US 13 97
Spector, Howard Street, US 92 367

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Maintenance Fees

Fee Large entity fee small entity fee micro entity fee due date
3.5 Year Payment $1600.00 $800.00 $400.00 Sep 12, 2027
7.5 Year Payment $3600.00 $1800.00 $900.00 Sep 12, 2031
11.5 Year Payment $7400.00 $3700.00 $1850.00 Sep 12, 2035
Fee Large entity fee small entity fee micro entity fee
Surcharge - 3.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 7.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge - 11.5 year - Late payment within 6 months $160.00 $80.00 $40.00
Surcharge after expiration - Late payment is unavoidable $700.00 $350.00 $175.00
Surcharge after expiration - Late payment is unintentional $1,640.00 $820.00 $410.00