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United States of America Patent

PATENT NO 11863579
SERIAL NO

17039884

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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Various embodiments of the present invention generally relate to identity authentication and/or recognition. Some embodiments provide a method for determining when a user may engage in a restricted activity, including engaging in an initial contact with a user via a medium for exchange, receiving a request to engage in an activity, determining an activity trust threshold required for the activity, determining an initial identity trust score for the user, and comparing the initial identity trust score with the activity trust threshold. Based on the comparison, the user is either allowed to engage in the activity, rejected from engaging in the activity, or additional identifying information is collected.

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First Claim

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Patent Owner(s)

  • UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Buckingham, Thomas Fair Oaks Ranch, US 12 112
Casillas, Debra Helotes, US 12 397
Davey, Richard Andrew San Antonio, US 10 106
Morris, Michael Frank San Antonio, US 60 2265
Mortensen, Maland Keith San Antonio, US 68 1214
Row, John David San Antonio, US 15 173
Sanclemente, Tammy Helotes, US 19 297

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