Bank speech authentication

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United States of America Patent

PATENT NO 10812471
SERIAL NO

16407092

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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Authentication mechanisms are disclosed. For example, an enterprise associated number or a social security number (SSN) can be provided to enter a first level. Then, any one of a ZIP code number, a device identifier, a date of birth, and a portion of the SSN can be provided to access applications in the first level. Lastly, a PIN can be provided to enter a second level of the enterprise. Additionally, these authentication mechanisms can be added and/or changed. In the former case, if a user used a SSN to enter the mentioned first level, then a date of birth can be used to update an authentication mechanism. Alternatively, if a user used an enterprise number to gain such access, then part of the SSN can be used for the update. If the user wants to change the authentication mechanism, the date of birth can be used for the update.

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Patent Owner(s)

Patent OwnerAddress
UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)9800 FREDERICKSBURG ROAD SAN ANTONIO TX 78288

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Castillo, Hector J San Antonio, US 23 63
Moore, Richard E San Antonio, US 55 1366

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