Systems and methods for facilitating remote authorization and payment of goods via mobile commerce
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United States of America Patent
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Sep 29, 2020
Grant Date -
Mar 20, 2014
app pub date -
Sep 11, 2013
filing date -
Sep 11, 2012
priority date (Note) -
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status (Latency Note)
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Abstract
An on-site consumer at a merchant location can obtain payment authorization and a payment method via a mobile device and mobile application from third-party payor that is not at the merchant location. The on-site consumer can select products for purchase and receive the price from the merchant POS device. The on-site consumer can initial the mobile application and select a third-party payor. A notification can be sent to the mobile or other device of the third-party payor. The third-party payor can elect to pay or decline the request and can select a payment method via the mobile application on their device. The decision of the third-party payor and any payment method can be transmitted to the mobile device of the on-site consumer and/or the merchant POS device. After the completion of the purchase, the mobile application can transmit an electronic receipt to the mobile device of the third-party payor.
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