Linking channel-specific systems with a user authentication hub to provide omni-channel user authentication

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United States of America Patent

PATENT NO 10666654
APP PUB NO 20170331824A1
SERIAL NO

15155044

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Abstract

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Aspects of the disclosure relate to linking channel-specific systems with a user authentication hub. In some embodiments, a computing platform may receive, from a telephone agent support computer system associated with a telephone agent channel, an authentication request for a user account. The computing platform may generate a set of one or more authentication prompts based on a set of authentication rules defined for the telephone agent channel and may provide the set of one or more authentication prompts generated based on the set of authentication rules defined for the telephone agent channel. Subsequently, the computing platform may validate one or more responses to the set of one or more authentication prompts. Based on validating the one or more responses, the computing platform may provide user account information associated with the user account to the telephone agent support computer system associated with the telephone agent channel.

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Patent Owner(s)

Patent OwnerAddress
BANK OF AMERICA CORPORATIONMAILCODE NC1-028-29-04 ONE BANK OF AMERICA CENTER 150 N COLLEGE STREET CHARLOTTE NC 28255

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Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Carpenter, Daniel L Charlotte, US 9 48
Dave, Apeksh M Weddington, US 11 162
Keys, Andrew T Albany, US 26 457
Pender, Mark A Rockville Center, US 15 378
Pruthi, Kapil Bothell, US 19 281
Votaw, Elizabeth S Potomac, US 143 3506
Zhang, Xianhong Issaquah, US 45 397

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