Communication systems and methods to transmit data among a plurality of computing systems in processing benefit redemption
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United States of America Patent
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May 12, 2020
Grant Date -
Dec 17, 2015
app pub date -
Jun 12, 2015
filing date -
Jun 16, 2014
priority date (Note) -
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Abstract
Communication systems and methods to transmit data among a plurality of computing systems in processing benefit redemption, including a portal configured to communicate with transaction terminals, reward hosts and issues processors. In response to a reward balance inquiry from a transaction terminal, the portal communicates with a respective reward host to obtain the balance, communicates with an issuer processor to obtain a one-time use account number, and provides the transaction terminal with the balance and the account number. The transaction terminal an authorization request for a payment transaction made using the account number. In response to the authorization request being received in the issuer processor, the portal communicates with the issuer processor to identify the payment transaction and communicates with the reward host to perform a reward redemption to support the payment transaction.
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