System and method for determining driving patterns using telematics data

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United States of America Patent

PATENT NO 10319159
SERIAL NO

15980892

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ATTORNEY / AGENT: (SPONSORED)

Importance

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Abstract

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A computer implemented method for determining a driving pattern from raw telematics data is presented. A data server may receive, via a computer network, a plurality of telematics data corresponding to a trip of a vehicle, wherein the plurality of telematics data originates from a client computing device. The data server may also identify a first primary movement window of the vehicle trip and one or more constant speed and idling windows of the vehicle trip. The data server may further estimate gravity from the telematics data in the first primary movement window of the vehicle trip and generate a pitch and a roll angle from the first primary movement window of the vehicle trip, as well as one or more yaw angle estimates from the first primary movement window of the vehicle trip. The data server may further determine a driving pattern using at least constant speed times, idling times, acceleration, breaking, vehicle turns and relate that to estimate driving risk and insurance premium.

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Patent Owner(s)

Patent OwnerAddress
STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYBLOOMINGTON IL

International Classification(s)

Inventor(s)

Inventor Name Address # of filed Patents Total Citations
Christensen, Scott Thomas Bloomington, US 48 533
Dosher, David J Fitchburg, US 15 446
Menon, Sunish Shreenarayan Normal, US 23 142

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